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🧮 Car Loan EMI Calculator

Planning a budget? See real benchmarks in our UAE New Car Price Report 2026 — average new-car price AED 137,788 across 118 models and 21 brands.

Instantly calculate your monthly instalment for any car. Adjust price, down payment, rate & tenure to fit your budget.

⚙️ Loan Parameters

Car Price
AED 30K AED 1.5M
Down Payment
0%50%
Annual Interest Rate
1%12%
Loan Tenure
12 mo 60 mo
Loan Amount
AED 240,000
Down Payment
AED 60,000

📊 Your EMI Summary

Monthly Instalment
AED 5,488
per month for 48 months
Interest
18%
Principal Interest
Principal
AED 240,000
Total Interest
AED 23,424
Total Payment
AED 263,424
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⚠️ Disclaimer: This calculator is for indicative purposes only. Results are estimates based on the inputs provided and do not constitute a loan offer or guarantee of financing. Actual EMI, interest rate, and loan eligibility depend on your credit profile, bank policies, and UAE Central Bank regulations. The UAE Central Bank mandates a minimum 20% down payment for expatriates and 15% for UAE nationals on car loans. Please consult a licensed financial advisor or bank for official loan terms.

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Prices, specifications and offers may vary by country, dealer and vehicle trim level. Please confirm details with the authorized dealer before purchase.